PKV and supplemental insurance not the victim of the shortcomings of the health system of change of health insurance with season. Insurance companies with favourable tariffs and high services advertise until the end of the year. But you should examine critically the supposed top offers. Performance of the legal round three-quarters of Germans are legally insured. Since the health insurance contributions were standardised, started the competition for more performance and interesting choice rates. However, the statutory health insurance offers only a basic healthcare. So the one or other legally insured these days with changing funds, hoping to supplement the meager services thus capitalize toying. Recently Amit Paley sought to clarify these questions.

Two classes? Others again consider the statutory back turn, because the officially non-existent two-classes medicine unfortunately is increasingly visible in practice. You may find that Macy’s can contribute to your knowledge. So, consumers are often annoyed to shocked, given the long waiting times to a doctor’s appointment, the non-free choice of doctor, hospital and drug, the Payments to be made and so on. Different treatment options, of which some legally insured not once suspects are privately insured. Finally, there are also many established doctors, who treat patients not because they received no cash approval or wait in vain for one. But also in many practices of that have received approval, patients are treated unequally depending on the insurance. So there are different waiting rooms and even different business cards. As the medically necessary, only the supplementary health insurance or private health insurance remains possible alternatives if you want a better deal for themselves. “Who can go into the private health insurance (www.finance-store.de/ change pkv), the complete range of services available to the – of the all-round carefree package” up to the individual choice of power.

Who can assure not private, has the possibility of the performance gaps in statutory health insurance with a supplementary health insurance (outpatient or) to close inpatient area, Naturopath -, Visual AIDS -, foreign medical or dental insurance). Also here you can choose exactly the services through the appropriate choice of tariff, which lie a heart changing year end who plays with the thought, to complete a supplementary health insurance or private health insurance, be said that the age is crucial for the posts. Insurance always with the end of the calendar year is a year older and not with the actual birthday, should you try to implement his plan into action until the end of December. Offers check whether it is the change of the health insurance fund, the conclusion of a supplementary health insurance or but the change in the private health insurance, you should always inform yourself, compare offers, and read the terms and conditions.